News

14
Sep

Changes Coming to Medicare Benefits in 2021

Like health insurance benefits, Medicare benefits can also change from year to year. Most of these changes tend to be minor, but for seniors who may be living on a fixed income it’s important to factor any Medicare rate changes into your budget planning. So what can Medicare enrollees expect in the coming year? New …

15
Jun

My Pet Ran Away, What Do I Do?

One of the scariest situations anyone can face is a missing pet. The good news is, when a pet runs away, they seldom go very far – which makes it more likely to reunite with them. According to a 2012 study, 59% of lost cats and 20% of lost dogs return home on their own …

18
May

Understanding Deductibles

For many, insurance policies seem complex and hard to understand. You know you need insurance, but what you may not understand is what your insurance policy covers, and how to budget your yearly medical costs so they don’t negatively impact your finances. Deductibles are one area of health insurance that people often overlook. What is …

20
Apr

A Smile Has More Power Than You Think

The act of smiling is part of a universal language that everyone understands. When someone cries, they are sad or hurt; when someone laughs, they felt something was funny; and when someone smiles, they are happy or being friendly. No matter where you are in the world, a smile will always be welcomed and understood. …

16
Mar

Group Health Coverage Basics for Small Businesses

Offering health insurance to your employees may sound like an overwhelming process — but it doesn’t need to be. Once you’ve identified your business’s needs and know the basics of group health insurance, the rest is easy. So, what do you need to know first? What’s the difference between group and individual health plans? According …

17
Feb

Tips for Long-Term Care as Rates Rise

When considering retirement plans, long-term care coverage shouldn’t be overlooked. The cost of long-term care is exorbitant — figures from 2010 estimated that a semi-private room in a nursing home can cost more than $6,200 per month, with private rooms costing over $6,900. An assisted living facility in 2010 could cost as much as $3,300 …

20
Jan

The Growing Need for Special Needs Dental Care

A trip to the dentist can be an extremely traumatic experience for children with developmental disabilities and special needs. According to the CDC, recent estimates in the United States show that about one in six children aged 3 – 17 have one or more developmental disabilities. Additionally, many studies have noted that those who suffer …

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